【摘要】 促进农村流动人口的城市定居是我国实现以人为核心的新型城镇化的重要举措。本文从房价收入比和"首付—月供压力"指标两个角度分析了我国农村流动人口在典型的三线及以下城市的住房支付能力。研究结果表明,农村流动人口在三线及以下城市普遍存在住房支付问题,并与东、中、西部地区之间存在明显的差异。根据分析结果,我们提出针对该群体适度地降低首付比例、提供优惠贷款政策以及扩大公积金缴存范围等以提高农村流动人口住房自有率的政策建议。更多还原

【Abstract】 The promotion of urban resettlement of rural migrants is an important measure to realize the new urbanization in China. This paper analyzes the housing affordability of rural floating population in the typical third-tier and smaller cities from the perspective of house price income ratio and "down payment-monthly installment ". The results show that the rural floating population in those cities has the housing payment problem, and there are significant differences among the eastern, middle and western regions. Based on the results, a policy proposal is to reduce the down payment ratio, to provide preferential loan policies and to expand the scope of provident fund deposit so that self-owned housing rate for rural migrants will rise.更多还原