【摘要】 中国的小额贷款行业在蓬勃发展,但是当前的小额贷款公司规制机制仍有些许不足。分析我国小额贷款公司规制现状和墨西哥对小额贷款公司规制实践及其经验教训,为我国的小额贷款公司金融规制提供一定的借鉴意义。在规制过程中要明确政府、企业等各方关系,确立政府与企业的规制主体、客体地位,考虑行业和政府力量的对比,建立分层规制框架。更多还原

【Abstract】 China’s microfinance industry is booming,but there are still some deficiencies in the current regulation mechanism of microfinance companies. The position of the government in the regulation mechanism and the relationship between the government and microfinance companies are the most important issues in the regulation process. The boundary of the microfinance regulation and the regulatory framework needs improving. Through analyzing the present situation and problems of the microfinance industry in China,this study aims to taking references and experiences from Mexican microfinance companies. Results show that it is necessary to distinguish the regulations of governments and enterprises with consideration of industry and government forces.更多还原