【摘要】 采用企业员工业绩评价经常使用的熵值法,分析我国主要P2P公司的经营情况,对P2P行业的评价体系进行构建。研究得出P2P借贷平台监管的重要性主要有:一是减少系统倒闭的可能性;二是减少负外部性的规模和对社会稳定的冲击程度;三是若平台遭遇危机,需政府干预或救助;四是维护公平的市场环境。更多还原

【Abstract】 This paper has structured an assessment system of P2P lending platforms through a comprehensive analysis of the business circumstances of the P2P industry. It proceeds from the general situation of P2P industry,takes the experiences of research approaches from other financial institutions,and adopts entropy evaluation method which is often used to evaluate the enterprise performances. With an identification research of P2P lending platforms’ systemic importance,the purpose of the research is to determine the substantial parts of P2P Lending Platform,and offer advice for the supervision departments to lead an more effective and multi-level regulation system.更多还原