Using the relevant data of Chinese listed companies from 2010 to 2013,this paper makes an exploration on the relationship between top managerial power,financing structure and resources allocation of bank credit. The results indicate that management structure of the company and the managerial power are the important reasons for company's financing policy choice and bank credit resource allocation,when the company's management have greater top managerial power,the firm lend more short-term loan,the company's ...