【摘要】 互联网金融P2P网贷平台发展至今,频频出现平台倒闭,P2P网贷平台面临着巨大挑战。以LAPP法的4个维度为基础,以民营系P2P网贷平台风险的特点为立足点,选取20个指标进行实证分析。首先,采用主成分分析法进行降维处理;其次,通过二元Logistic回归分析方法对40家民营系平台构建了T-4、T-3、T-2和T-1期的预警模型;最后,根据模型实证结果对民营系P2P网贷平台提出了相关建议。更多还原

【Abstract】 Internet P2 Pnet loan platform develops so far,frequently appears the closure of the platform,and is facing enormous challenges.This paper is based on four dimensions of LAPP analysis method,takes the characteristics of the private internet-based P2 Pnet loan risk as the standpoint,and selects 20 indicators to do empirical analysis.First,the principal component analysis method is used for dimension reduction;secondly,by using a binary logistic regression analysis of P2 Pnet loan platform,40 private lines are analyzed to construct the risk warning model of T-4,T-3,T-2and T-1period;and finally,according to the empirical results of the model of private-based P2 Pnet loan platform the relevant proposals are put forward.更多还原