【摘要】 引入勒纳指数(Lerner Index)对银行市场势力(Market Power)的衡量,使用中国商业银行2007~2015年的面板数据,实证研究了市场势力和非利息收入之间的关系。检验结果表明:银行市场势力与非利息收入显著负相关。进一步研究发现:中小型商业银行对银行市场势力的敏感性相较于国有大型商业银行而言更高,表现为更为积极地拓展非利息收入业务。最后结合中国非利息收入发展现状及其影响因素的实证结果,为商业银行提出了一些可行性建议。更多还原

【Abstract】 This paper focuses on the impact of market power on non-interset income of 14 commercial banks during 2007 and 2015in Chinabased on their market power measured with the Lerner Index.The conclusions show negative correlation between non-interset and bank market power.The medium and small-sized commercial banks are more sensitive to market power than stateowned commercial banks,and they tend to develop non-interset income more actively.Finally,this paper provides corresponding suggestions for commercial banks based on the present situation of non-interest income and the empirical analysis of its influencing factors.更多还原