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经济发展差距、环境规制力度与环境污染保险的制度设计

Economic Development Gap,Enforcement of Environmental Regulation and Environmental Pollution Insurance System Design

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【作者】 张伟袁建华罗向明

【Author】 Zhang wei;Yuan Jianhua;Luo Xiangming;South China Institute of Finance,Guangdong University of Finance;Insurance Institute,Guangdong University of Finance;

【机构】 广东金融学院华南金融研究所广东金融学院保险研究所

【摘要】 比较分析中国、瑞士、埃塞俄比亚等三个不同经济发展水平的国家,发现政府环境规制力度与经济发展水平存在明显的正相关。落后国家出于消除贫困、发展经济的考虑,对环境违法事故的处罚力度较轻;而经济发展水平较高的国家,环境立法和执法都比较严格,环境污染保险制度也更为完善。当前中国经济发展水平存在的地区差距导致地方政府环境规制力度的差异,这一现实条件决定了中国环境污染保险不适合采用全国统一的发展模式,而应当根据不同地区的经济发展水平采取差异化的发展策略。

【Abstract】 The need for environmental pollution insurance depends largely on the enforcement of the government’s environmental regulations. This paper tries to compare data of China,Switzerland and Ethiopia,and the result shows that there is a positive correlation between efforts of enforcement of government environmental regulation and the countries’ economic development level. The penalties of violating environmental regulations in developed countries tend to be much severer with more systematic regulations than that of undeveloped countries because undeveloped countries aims at eradicating poverty and promoting economic growth. This may shed light for China because economic growth varies between different regions in China. Therefore,different environmental pollution insurances may be introduced accordingly.

【基金】 国家自然科学青年基金项目(71203038);教育部人文社会科学规划基金项目(13YJA630062);广东省自然科学基金自由申请项目(2014A030313661)
  • 【文献出处】 金融经济学研究 ,Journal of Finance and Economics , 编辑部邮箱 ,2015年03期
  • 【分类号】F113;F841.3;X196
  • 【被引频次】17
  • 【下载频次】623
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