【摘要】 随着住房抵押贷款证券化(RMBS)这一工具的发展与完善,其创新性被学者认可。但与发达国家相比,RMBS在我国的发展还处于起步阶段,存在不完善甚至导致风险之处。该文对引发我国RMBS违约风险的一些宏观与微观的关键性指标进行分析,总结我国RMBS过程中存在的问题和违约风险的产生机理,基于这些关键性指标提出相应的违约风险防范措施。更多还原

【Abstract】 With the development and improvement of Resident mortgage backed security(RMBS),the innovation of which is widely reckoned by scholors.While compared with developed countries,the RMBS process in China is still at the beginning period,which is not well-developed,and even results to risks.we choose both micro and macro factors to find what measures can be taken to decrease such risks.Finally we put forward some effective measures to avoid the default risks based on these key factors.更多还原