【摘要】 中小企业在国民经济发展中处于强位弱势,在其发展过程中面临融资困境。推动中小企业和银行之间的互利共生可以缓解中小企业融资困境。利用Eviews6软件包对所得数据进行分析,在验证基本假设的基础上,测算银行与中小企业间的共生度和共生系数,可知中小企业对银行的影响要大于银行对中小企业的影响,这说明银行需要不断增加对中小企业的支持力度。而增加银行对中小企业的支持力度,需要政策法律支持、担保机构支持及技术支持,需要建立专业银行。更多还原

【Abstract】 In the development of national economy, the small and middle-sized enterprises(SMES) are in the weak tendency of strong position which face with financial difficulties. Promoting the symbiotic relationship between the SMES and banks can relieve the financing difficulties. By using Eviews 6 software, we analyze the data, calculate the degree of symbiosis and coexistence coefficient based verifying the basic hypotheses, and get a conclusion of that the influence of SMES is greater than the influence of bank, which shows bank needs to increase its support to SMES constantly, and of which needs the support of policies and laws, guarantee institution and technology, and the construction of specialized banks.更多还原