【摘要】 通过计算并比较1998—2010年四大国有商业银行的CR4和HHI指数,发现我国还存在着四大国有银行垄断金融市场的问题,为此,在从历史、体制和服务创新等方面对影响我国金融市场结构的因素进行分析的基础上,提出了优化我国银行市场结构的具体建议,以期进一步提高我国银行业的绩效水平。更多还原

【Abstract】 Through the calculation and comparison of CR4 and HHI indexes of four great state-owned commercial banks from1998 to 2010,it is found out that there is the problem of financial market monopolized by four great state-owned banks.Therefore,analyzing the factors that influence our national financial market structure from the aspects of history,system and service innovation,the paper puts forward some concrete suggestions to optimize the market structure of our national banks,so as to improve the performance level of our national bank industry.更多还原