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中小企业信用再担保风险评价研究

Study on Risk Evaluation of SMEs’ Credit Re-guarantee

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【作者】 马国建蔡静

【Author】 MA Guojian,XAI Jing(College of Business Administration,Jiangsu University,Zhenjiang 212013,China)

【机构】 江苏大学工商管理学院

【摘要】 关于中小企业信用再担保机构的风险评价主要针对在保的担保公司进行资信评估,利用担保公司的资产质量、财务状况及运营效益等设计一套科学合理的指标体系,运用灰色模糊综合评价法对江苏省某担保公司的资信情况进行实证评价,从而实现对中小企业信用再担保机构风险的事前识别与评估。

【Abstract】 The paper mainly builds the qualification assessment of the SMEs credit guarantee companies to value the risk from the SMEs credit re-guarantee institution.By utilizing the data from one guarantee company in Jiangsu in 2010,the paper proposes series of scientific and reasonable indicators according to its asset quality,financial ratio and operative efficiency by the way of the gray fuzzy comprehensive evaluation to perform the empirical analysis about its credit.Finally,the paper achieves the prior identification and evaluation for the risk of SMEs’ credit re-guarantee institution.

  • 【文献出处】 科技管理研究 ,Science and Technology Management Research , 编辑部邮箱 ,2013年02期
  • 【分类号】F832.3
  • 【被引频次】13
  • 【下载频次】448
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