【摘要】 笔者利用分省数据,通过面板VAR的实证方法并借鉴动态面板的稳健性检验发现,一,我国目前的技术产出并没有完全发挥技术进步的引致效应;宏观景气能使商业银行产生好的预期并有助于企业抵押能力的提高;专利授权数并没有带来银行信贷的提升;地区经济发展与技术进步是正相关关系。二,长期来看,技术进步对经济增长的影响更为显著;经济增长与技术进步存在良性互动,技术进步具备自我积累的发展机制。三,从冲击反应来看,短期内金融发展确实会影响经济增长绩效,货币非中性在短期是成立的;短期来看,宏观经济景气会影响商业银行信贷行为;良好的经济发展能刺激技术研发和投资并带来技术进步,但技术进步可能会因为专利法规等的管制而对自身产生阻滞效应。更多还原

【Abstract】 This paper tests provincial data with the panel VAR empirical methods and dynamic panel robustness. It is found that firstly, our current technology output does not take full advantage of the inducement effect of technological progress; Macro prosperity gives commercial banks good expectation as well as raises the capabilities of enterprise mortgage; however, the number of patents granted doses not enhance the bank credit, the region’s economic development and technological progress shows a positive correlation. Secondly, long-term impact of technological progress on economic growth is more significant; economic growth and technological progress exists positive interaction which technological progress has been with the development of self-accumulation mechanism. Thirdly, from the impulse response, short-term financial development does affect the performance of economic growth, currency non-neutral in the short term is established; in short term, the macro-economic climate will affect the commercial bank credit behavior; good economic development can stimulate technology development and investment which bring technological progress, but technological progress may be harm itself because of patent laws and regulations.更多还原