【摘要】 西部民族地区经济落后的原因很多,人们更多地关注历史、教育、环境等因素,而对金融发展滞后、资金供求矛盾紧张带来的经济发展缓慢关注较少。经过对比发现,穆斯林地区的民间信贷与伊斯兰金融,在形式上有高度的相似性,根源在于其共同的宗教文化基础。作为金融创新工具,发展伊斯兰金融不仅可以吸引外资、促进区域经济发展,同时能更好地为穆斯林提供金融服务,从而凝聚3000万穆斯林同胞的向心力。更多还原

【Abstract】 In western minority areas there are many elements to lead to backward economy.People pay more attention to history,education,environment,etc,but rarely focus on the slow development of economy which results from the backward finance and the tense contradictions of capital supply and demand.By comparison,we find there are more similarities in form between the Islamic finance and folk credit in Muslim regions.Developing Islamic finance can not only attract foreign investment and further the regional development of economy but also provide financial services for Muslims.Thus 30 million Muslims can be integrated into a whole.更多还原