【摘要】 随着3G时代的到来,移动数据通信业务的快速增长使得移动支付业务即将进入一个新的发展时期。移动支付是一个开放的市场,其价值链中环节众多,其中最主要的参与主体是移动运营商、商业银行和第三方支付服务提供商。当前,移动支付的发展存在的问题主要表现在商品或服务品种单一、范围狭窄,缺乏统一的行业标准,运营商和金融机构间缺乏合作。未来3年移动支付将成为中国产业热点,移动支付三股力量将并存,运营商和金融机构合作或将加强。更多还原

【Abstract】 With the arrival of 3G era and the rapid growth of mobile data communications business,mobile payment business is about to enter a new period of development.Mobile payment is an open market and has numerous links in its value chain,among which the leading participants are mobile operators,commercial banks and the third party payment service providers.Problems in the development of mobile payment are the narrow range of goods or services,the lack of uniform industrial standard,and the insufficient cooperation between operators and financial institutions.During the next three years,mobile payment will become an industry hotspot of China;thereupon,the three forces of mobile payment will coexist;and the cooperation between operators and financial institutions may be strengthened.更多还原