【摘要】 基层商业银行外生性金融风险的随机不确定性、加速性和传染性等特点,决定了政府、金融监管机构及银行自身等各个外生性金融风险监管层面不能单纯依靠自身来解决基层商业银行的外生性金融风险监管问题,需要构建统一的监管体系,并加强监管层面的协同合作。基层商业银行外生性金融风险协同监管体系的突出特色是:强调风险监管过程中的协同合作,扩大监管层面的范围,并将风险预警建设看作是监管体系前期的重点工作,从而提高监管层面的监管效率。更多还原

【Abstract】 Due to random uncertainties and nature of accelerating and spreading,exogenous financial risks at grassroots commercial banks can only be supervised and controlled by a coordinated regulatory system and cooperation among various regulatory bodies including government,financial regulatory institutions and banks rather than separate efforts.The prominent features of this system embrace coordinated cooperation in the process,expanded regulating dimension,and prioritizing risk precaution in the system,which can improve regulatory efficiency.更多还原