【摘要】 本文利用数据包络分析法(DEA),对中国4家金融控股银行和12家非金融控股银行2008~2010年的技术效率、技术进步及全要素生产率进行了实证分析,发现金融控股银行技术效率和纯技术效率平均水平高于同期非金融控股银行的平均水平,但金融控股银行之间也存在较大差异,部分金融控股银行的水平低于非金融控股银行的平均水平。使用Tobit回归模型和自举法,对银行的技术效率、技术进步及全要素生产率的影响因素进行面板数据回归分析后发现,金融控股能够显著地提高银行技术效率水平,但对提升银行技术进步水平及全要素生产率的影响不显著。更多还原

【Abstract】 With the data envelopment analysis(DEA), this paper empirically analyses the technical efficiency, technical progress and total factor productivity of China’s 4 financial holding banks and 12 non-financial holding banks during 2008~2010. It is found that the technical efficiency and the average level of the pure technical efficiency of financial holding banks are higher than those of non-financial-holding banks in the same period of time, but there are large differences between the financial holding banks and the levels of some financial holding banks are lower than the average levels of non-financial holding banks. With the Tobit regression model, bootstrap method and panel data, the paper analyses the factors to affect the technical efficiency, technical progress and total factor productivity of banks. It is found that financial holding can significantly improve the technical efficiency of bank, but its influence on technical progress and total factor productivity is not significant.更多还原