中小企业信用担保机构的信用与风险管理问题探讨

【摘要】 信用与风险管理是中小企业信用担保机构立足于市场并持续发展的根本保证。本文从信用担保机构的目标客户特性及职能定位、担保项目组合、协调银保风险共担关系等三个层面分析得出,增强规模实力是中小企业信用担保机构提升信用和风险管理能力的基础,并提出相关建议。更多还原

【Abstract】 Credit and risk management are fundamental for credit guarantee organizations to ensure their existence and consistent development.By analysing the target customer and function positioning,guarantee programmes portfolio,the relationship with banks of guarantee organizations,we draw a conclusion that increasing capital scale is the base to promote their credits and risk management ability.Finally some suggestions were proposed.更多还原