【摘要】 有效的企业风险预警,能够降低企业破产成本、维护相关利益者权益、节约行政资源、防范系统性风险。保险作为"经济助推器"和"社会稳定器",肩负着为经济社会管理风险的特殊职能,保险业自身的安全,对整个经济社会的稳定具有特殊重要的作用,建立针对保险企业的风险预警机制已极为迫切。本文介绍了国外保险企业风险预警的理论和实践,希望能对我国保险企业风险预警机制有所启示。更多还原

【Abstract】 An effective risk warning system can lower a firm′s cost of bankruptcy,protect the interest of stakeholders,save administrative resources,and prevent systemic risks.As an "economic propeller" and a "social stablizer",insurance enterprises shoulder the special role of managing risks,therefore,the security of the insurance sector is vital for the socio-economic stability on the whole.It is particularly urgent to estalish a risk warning system for insurance companies.The article introduced relevant theories and practices of foreign insurers to offer some inspiration to Chinese insurance companies.更多还原