【摘要】 农村小额信贷的发展为农村几亿贫困农民带来了希望。农村小额信贷市场的发展依赖于农民、金融组织和政府的积极有效的配合和协作,然而,在我国这种局面并未形成。农民、金融组织和政府在农村小额信贷市场上各自遭遇着发展困境,阻碍了农村小额信贷市场的发展。从农民、金融机构和政府三个方面同时下手,积极处理发展中的问题,才能更好的推动小额信贷的发展。更多还原

【Abstract】 The development of micro-credit which brings hopes for hundreds of millions of poor peasants in rural areas depends on the cooperation in harmony between peasants,financial organizations and the Government. However,this situation has not formed in our country. On the contrary,peasants,financial organizations and government are confronted with many difficulties,which hinder the development of rural micro-credit market. Peasants,financial institutions and government should make concerted effort to deal with the difficulties in order to promote the development of micro-credit.更多还原