【摘要】 银行处于金融业的核心,其稳定性不仅关系到银行自身的发展,还将直接影响资源配置的效率,乃至宏观经济发展与稳定。运用Logit模型与跨国银行危机事件的面板数据比较分析金融体系因素对银行稳定的影响,研究发现在控制住宏观经济状况、制度环境和银行管理水平等因素的条件下,市场主导的金融体系与银行主导的金融体系都可降低银行危机的概率,而处在转轨体系下的银行易受外部冲击而发生危机。更多还原

【Abstract】 In this paper,we use logit model and cross-country panel data(1980-2004) to test the relationship of bank stability and financial system.Controling the factors of marco economic、regulation environment and bank management,we found that a strongly bank-dominateed system or a strickly market-oriented system can reduce the probability of bank crises.Only when the financial system in a phase of transition,banking system is quitely fragility.The result is highly robust across different samples and model specification.更多还原