【摘要】 中国当前的金融发展规模显著拉大城乡收入差距。加强农业贷款对农民收入增长具有显著作用,会缩小城乡收入差距。金融发展效率的提高有助于城乡收入差距的缩小,在金融发展和收入差距之间存在库兹涅茨效应。金融发展水平与城乡收入分配之间存在长期的均衡关系。金融发展规模、农村信贷与城乡收入分配之间存在单向因果关系,金融发展效率与城乡收入分配之间存在双向因果关系。更多还原

【Abstract】 The financial development scale of China has obviously widened the urban rural income inequality. Increase in bank loan to agriculture has obvious effect on increasing farmers’income and will reduce the urban rural income inequality. The improvement of financial development efficiency is helpful for shortening the income gap between urban and rural areas. There exists the Kuznets effect between financial development and income gap. A long-term equilibrium relationship exists between financial development level and urban-rural income distribution; there exists a single direction causality among the scale of financial development, rural credit and urban-rural income distribution, and there is a mutual causality between financial development efficiency and urban-rural income distribution.更多还原