【摘要】 文章主要针对网上交易的TTP支付方案中,大量在途资金长时间沉淀于第三方支付平台带来的金融风险问题,设计了一种新的交易流程。该流程通过重新设定参与方、更改请款方式,设计新的基于SET协议的TTP方案,降低传统TTP方案的在途资金风险,并同时改善SET协议中存在的证书反复验证、第三方缺乏公信力等问题。新流程进一步提高了TTP方案与SET协议的有效结合,以及网上交易流程的整体效率。更多还原

【Abstract】 This paper presents a new transaction process in order to solve the problem of online trading program that a large number of remittance funds deposit on the third-party payment platform for a long time.In the process,the participants are reset,the way of squaring the account is changed,and a new TTP program based on the SET protocol is designed to reduce the risk of the remittance funds and remedy the problems of repeatedly verifying of certification and lack of credibility of the third-party.The new process further enhances the incorporation of the TTP program into the SET protocol,and improves the overall efficiency of the online trading process.更多还原