【摘要】 最近一年多来,我国中央银行多次调整贷款基准利率,致使国内商业银行的个人住宅抵押贷款面临着较大的利率风险。本文试图对我国特定经济环境下商业银行个人住房贷款的利率风险进行分析,以期为商业银行更有效防范和化解其风险提供理论支持。更多还原

【Abstract】 The Central Bank of China adjusted the base interests for several times for the past over one year.This leads to greater risks of household mortgage estate loan for commercial banks.This paper tries to analyze the household mortgage loan risks for commercial banks under current situations in order to propose theoretical support for effective measures to counter the risks.更多还原