【摘要】 日本的银行发展史是聚合与兼并的历史。然而,战前小规模银行兼并和集约化的过程与战后以都市银行为中心的大型化兼并过程截然不同。尤其是20世纪90年代后期启动的超巨型银行大兼并形成的三大金融集团鼎立的新格局打破了日本金融界的力量对比,预示着未来日本银行业的竞争将会越演越烈。更多还原

【Abstract】 The history of Japanese banking industry is driven by merger and aquisition.Nevertheless,great dif- fernces can be identified when comparing the pre-war M&A and integration among small banks with the post -war big mergers dominated by city banks.In the later 1990s,three giant financial groups were formed as the result of Japan’s mega-banks mergers.This new pattern breaks the balance of the financial industry,indi- caring that a much more severe competition will be witnessed in the future.更多还原