【摘要】 论文以实证调查数据为基础,从融资难易度、融资方式和融资渠道、银行信贷服务状况、金融环境等方面对湖北省和浙江省制造业中小企业进行了比较分析。对比结果表明:资金问题是湖北省中小企业发展的最大障碍,而浙江省中小企业的人才矛盾则更为突出;同时湖北省中小企业在融资环境建设、金融服务供应等方面也逊色于浙江省中小企业。文章最后借鉴浙江经验,对改善湖北省中小企业融资环境,提高其融资能力提出了五项建议。更多还原

【Abstract】 Based on the investigating figures, this paper compares the SMEs’ financing of Hubei province and Zhejiang Province from the aspects of financing degree of difficulty, finance patterns and channels, the service of bank credit, and so on. The main results are showed that the financing difficulty in Hubei is still the biggest impediment to the development of SMEs, but in Zhejiang, it is the human resources problem; and the present financing environments and finance services in Hubei is obviously inferior to those of Zhejiang. At last, the authors offered some suggestions to improve the financing environment and strengthen the financing capability of Hubei’s SMEs using the experience of Zhejiang.更多还原