【摘要】 我国1997年步入"预先融资"轨道,已积累万亿多公共养老资产,具有政府主导型特征,社保战略储备加快积累的压力根于我国基本养老保险的非资产化。个账做实与统账平衡受到当前统账平衡状况及其资金缺口的约束,需要规范基本保险对国家预算的资金依存关系,强化对社保基金的投资管理,改善基本保险账户收支状况,恢复预先融资,提高基金化程度,运用各种公共政策鼓励市场化养老保险资产的积累。更多还原

【Abstract】 China has accumulated billions of public pension assets since 1997 when it stepped into a "prior finance" system.Because of the effects between different accounts,there still exists great deficit between revenues and expenditure of both individual retiremen saving account and public account of overall arrangement.It is essential for current system to get a standardized subsidies from state budget so that it can ensure a full funding individual retirement savings and balance its public account of overall arrangement and expenditure.Meanwhile,according to the new system started in 2006,the future longterm debt of public account is pushing it to accelerate NSIF’assets accumulation.Finally,managing investment of accumulated account cash and constructing mechanism of pension finance market is also important.更多还原