【摘要】 央行不良资产主要是央行再贷款形成的。中国的央行再贷款与西方发达国家的再贴现贷款有很大不同,多数是信用再贷款,少数是由地方政府担保的抵押再贷款。根据官方统计、报刊文献等资料进行研究,可以估计出中国目前央行不良再贷款数额应该在2.4万亿以上。更多还原

【Abstract】 Bad assets of Chinese central banks are caused by refinancing of the banks.Refinancing of Chinese central banks is greatly different from rediscount financing of western developed countries in that most of it is credit refinancing with few of it belongs to mortgage refinancing assured by local governments.The author believes that the number of bad refinancing in Chinese central banks might be more than 2.4 trillions according to the data of official statistics and other book materials.更多还原