【摘要】 基于Logistic回归模型对我国非寿险公司偿付能力监管指标与偿付能力充足率关系的有效性分析,结果表明:实际偿付能力额度变化率、速动比率、应收保费率和资产认可率等四个监管指标对偿付能力充足率具有显著的统计意义,而其他监管指标不具有显著的有效性。因此,针对我国实际,应该删除相关性过高的指标,尽量减小指标之间的自相关影响;适时调整监管指标的正常范围;增设诸如准备金和再保险等监管指标。更多还原

【Abstract】 This article utilized the Logistic regression analysis our country non-life insurance company to reimburse ability supervising and managing target with to reimburse ability sufficiency of capital the relations,finally indicated: Actual reimburses ability specified amount rate of change,the speed ratio,the receivable insurance premium rate and the property approval rate and so on four supervising and managing targets to reimburses ability sufficiency of capital to have the remarkable statistical significance,but other supervising and managing target does not have the remarkable validity.In this foundation,had pointed out existing reimburses ability supervising and managing target existence question and puts forward the corresponding improvement proposal.更多还原