【摘要】 随着我国社会主义新农村建设的开展,城市金融反哺农村金融被提上金融改革的日程,农民的经济活动缺乏金融支持,村镇小企业融资难一直是我国金融改革必须面对的问题。国际经验表明,发展社区银行能够为中小企业和居民提供个性化的金融服务,引导资金合理流动,有效补充银行体系和融资渠道。因而可以成为城市金融反哺农村金融的可供选择的路径。更多还原

【Abstract】 Along with our country’s economy rapid development,the community diversification financial service demands more and more exuberant,however the small and medium-sized enterprise finances difficultly.The international experience indicated that,the development of Community Bank can provide personalized service for the small and medium-sized enterprise and the financial service for the inhabitant,guide the fund flowing reasonably,supplement bank system and the financing channel effectively.Thus may become the effective way for above question.更多还原