【摘要】 先行消费是社会发展对消费者的现实需要,"分期付款"、"信用卡"制度等先行消费形式为消费者追求不断升级的消费潮流提供了条件。适度先行消费既能提高自身的生活质量又能拉动经济增长,但是过度的先行消费不仅将人们推上了消费的不归之路,还不断加重了社会和精神的危机。因此,先行消费必须科学、适度。更多还原

【Abstract】 Excessive consumption is the requirement of social development to consumers and some excessive consumption forms like "payment by installments" and "credit card" systems provide the conditions for consumers to pursue the consistently upgraded consumption trend.Appropriate excessive consumption can both improve the individual living qualities and draw the economical increase.But undue excessive consumption not only drives people onto a dangerous consumption road,but aggravates social and spiritual crisis.Therefore,excessive consumption should be scientific and appropriate.更多还原