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保险发展动力与发展趋势研究

A Study on Development Impetus and Development Trend of Insurance

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【作者】 王金铎祝向军

【Author】 Wang Jin-duo;Zhu Xiang-jun;

【机构】 中国保险监督管理委员会天津监管局南开大学风险管理与保险学系

【摘要】 影响保险业发展的要素有经济要素、社会发展状况、政策因素、保险市场供给要素等,保险发展要素的良 性发展和显著变动是保险发展的驱动力。社会发展理论强调的动力源不仅源自于外在动力,更是内在动力作用的 结果。因此,保险的发展模型不仅是外生的,更是内生的,发展的动力最终还是来自于内部的矛盾性。因而,保险发 展动力实际上就是基于保险关系之间的各种内部矛盾而产生的促进保险发展的推动力。

【Abstract】 Elements that affect development of the insurance industry are economic factors, social development situations, political factors and supply on the insurance market, etc. Sound development and marked change of these elements are driving forces of the insurance industry. The social development theory emphasizes that driving forces are more of an internal nature than an external nature. Therefore, the development model of the insurance industry is not only exogenous but endogenetic, and the driving forces for its development ultimately come from internal contradiction. To sum up, the driving forces for insurance development is, in fact, the impetus arising from internal contradiction of various insurance relationships.

  • 【分类号】F842
  • 【被引频次】16
  • 【下载频次】169
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