【摘要】 及时、连续地了解银行的经营和风险状况,对有问题对象尽早采取相应措施是金融监管机构的重要目标。文章利用现有数据对选择的样本进行多元统计判别分析,证明该方法不失为合理配置监管资源、提高监管效率从而降低危机成本的一种选择。更多还原

【Abstract】 To know promptly and continuously the status of operation and risk state of banks, taking (corresponding) measures as soon as possible are important goals of financial regulators. This paper utilizes the (existing) data to carry on discriminate analysis on samples. It is proved that this method is a good choice to (allocate) supervising resources, raise efficiency of supervision and reduce crisis costs.更多还原