【摘要】 考察美、日、英、以色列及智利等国家应对"人口老龄化"挑战的养老金制度的改革经验,总结目前国际上较为成功的养老金改革模式,指出投资互助、基金积累式的养老金制度是目前我国应对"人口老龄化"挑战的现实选择,结合我国养老金体系的运营现状提出进行养老金制度改革的具体政策建议。更多还原

【Abstract】 This article mainly inspected reform experience such as America, Japan, England, Israel and Chile and so on replying to the challenge of the aging of the population, summarized successful international pension system reform experience, pointed out the investment cooperation, the fund accumulation is a reality choice to the aging of population challenge, proposed concrete policy suggestion to our country’s present situation.更多还原