【摘要】 中国加入世界贸易组织(WTO)将使我国的金融机构面临来自国外同行的激烈竞争。我国商业银行必须学习国外先进的、科学的度量和管理方法,同时应结合我国的实际情况,强化信用风险管理,开发出适合我国商业银行的内部信用评级体系,建立一套完整的信用风险管理系统。更多还原

【Abstract】 The WTO entry of China makes Chinese f inancial institutes face the keen competence from foreign insti-tutes.Commercial banks of China should learn the advanced and scientific measuring and managing methods fro m the foreign countries,and connecting with the actual situation of our count ry,strengthen the credit risk manag ement,develop the internal credit ranking system t hat is suitable to our country’ s commercial banks,and establish a s et of complete credit risk management system.更多还原