【摘要】 1979年后,中国的信贷市场经历了从建立到转型的转变。1979—1997年逐渐建立起一个计划的信贷市场,1998年之后,信贷市场开始转型。金融机构的信贷原则转变为“以效益为中心”,这一原则成为影响信贷市场未来发展趋势的最主要因素。更多还原

【Abstract】 Since 1979, China’s credit market has gone through two stages naming "establishment" and "transformation". During the period of 1979-1997, a planned credit market was gradually established. From 1998, the credit market began to transform. Now the credit principle for financial institutions has changed into benefit-centeredness. And this principle has become the most important factor influencing the future development trend of credit market.更多还原