【摘要】 与西方国家金融创新主要是自下而上来自民间金融机构不同,我国的金融改革与创新多是自上而下进行的,是在政府的计划“设计”和“推动”下进行的,具有较强的“政策性”和“外生性”。可以说我国金融改革的历程就是金融创新的发展史,每一步的改革都带来了前所未有的变化。更多还原

【Abstract】 Compared with that of western countries, China’s financial innovation is government- promoted under the planning, which is featured by policy-orientation and externality. The financial reform in China is a process of financial innovation, bringing unprecedented changes.更多还原