【摘要】 根据Cobb-Douglas生产函数,采用随机前沿分析法(SFA),测算了我国商业银行的1996—2003年效率值,并对其决定因素进行了分析。结果表明,银行效率的提高来源于充足的银行资本金、多元化的产权结构、资产质量、人力资本、市场竞争程度等。更多还原

【Abstract】 Basing on C-D function and using stochastic frontier approach,this article makes calculation of commerical banking effieriency ranged from 1998 to 2003 and makes investigation the determinantes of banking efficiency.The empirical result shows that several factors affects the level of the efficiency,including the assetts quality,the structure of property rights,human capital,market competition.更多还原