【摘要】 介绍个人金融理财的内涵与外延,指出了我国个人金融理财业务发展中存在的一些问题,提出了我国银行业发展个人金融理财业的对策;加强对客户经理经营理念培训;树立风险意识和信用意识;细分市场,加大营销宣传力度,创造市场需求;加强金融机构之间跨行业的合作,丰富理财业务内涵;监管部门加强对理财业务的监管。更多还原

【Abstract】 This paper introduces the connotations and denotations of personal administration of financial transactions,points some problems in the development of personal administration of financial transactions business in China,and puts forward some countermeasures in the development of China banks in personal administration of financial transactions businesses: strengthening the training for the client managers in management concepts;establishing awareness of risks and credibility;subdividing market,extending propagating force and creating market demands;strengthening cross-bank cooperation to richen the connotations of personal administration of financial transactions;and supervising personal administration of financial transactions business by supervising departments.更多还原