【摘要】 保险产业增长与经济发展的水平和态势相协调;保险产业结构与经济结构、经济的市场化和法制化程度相协调;保险产业制度与经济的发展水平和市场化程度相协调,是保险产业与经济的协调发展所具备的三个特征。发达国家保险产业的发展与经济发展大多都比较协调,但发展中国家大多不太协调。改革开放以来,我国保险产业发展迅速,但在保险产业增长、保险产业结构、保险产业制度等方面仍与经济的发展不协调,制约了保险产业功能和作用的发挥,为此,必须进一步加快保险产业发展,推进保险产业与经济的良性互动。更多还原

【Abstract】 The growth of insurance industry is in harmony with the level and situation of the economic development. The structure of the insurance industry is in harmony with the economic structure and the process of market reform and legal system. The institution of insurance industry is in harmony with the level of the economic development and the process of market reform. The above are three features of the coordinative development between the insurance industry and economy. In many developed countries, the development of the insurance industry and the development of the economy are coordinative, but in most developing countries it is not coordinative. Since the reform and opening, the insurance industry has made a great development in China, but in some fields, the growth, structure, institution of the insurance industry is out of harmony with the economic development, These factors restrict the further development of insurance industry. Therefore, we must make a further rapid development of the insurance industry and push forward the positive interaction between the insurance industry and economy.更多还原