【摘要】 我国比较规范的保险中介制度始于 2 0世纪 90年代 ,但从目前发展的情况来看 ,保险中介制度很不完善 ,除保险代理制度外 ,保险经纪和保险公估制度还很不完善 ,这和对保险中介制度作用的认识不足有关。本文以信息经济学为分析工具 ,从定性和定量两个方面阐述了保险中介制度对降低保险交易成本、提高社会福利水平的作用。更多还原

【Abstract】 The comparatively standard insurance intermediary system in China started in the 90s of the last century. However,the insurance intermediary system is still relatively under developed,which is partly because of not thoroughly understanding of functions of the insurance intermediary system. Based on the analysis methods of information economics, this article, in quality and quantity, illustrates the use of insurance intermediary system in reducing insurance transaction costs and promoting social welfare.更多还原