【摘要】 采用多元统计中的因子分析法对国内 1 1家商业银行 2 0 0 1年度的经营业绩进行了分析 ,兼顾盈利性、风险性和发展指标 ,力图对商业银行业绩进行全面评价。通过分析发现 ,股权结构和经营规模是影响我国商业银行业绩的主要因素 ,并根据分析结果提出了政策建议。更多还原

【Abstract】 A factor analysis is made of the business performance of China’s 11 commercial banks in the year 2001 in an attempt to make a complete evaluation of commercial banks’ business performance in terms of profit,risk and development target.It is discovered that the structure of stock ownership and the scale of operation are the leading factors that influence the performance of China’s commercial banks.Based on the results of the factor analysis,some suggestions are proposed for policy making.更多还原