节点文献
优质客户信用风险的防范
Defence the Credit Risk from Quality Clients
【摘要】 尽管银行绝大部分利润来自于优质客户,但优质客户的信用风险也不容忽视。本文不仅从客户诚信缺损、银行风险控制不严等方面分析优质客户出现信用风险的直接原因,而且从信息不对称、法律体制和监管上存在的漏洞等方面分析了优质客户出现信用风险的深层次原因,进而提出相应的改进措施以防范风险。
【Abstract】 Though a bank, profits almost come from the quality clients . The credit risk from quality clients shoudnt, be neglected. This article analyses the main reasons of the credit risk from quality clients , including the shortage of credit 、the loosen risk control 、information asymmetry and so on . Then the article proposes further countermeasures to eliminate them.
【关键词】 优质客户;
信用风险;
信息不对称;
外部监管;
【Key words】 Quality Client; Credit Risk; Information Asymmetry; External Control;
【Key words】 Quality Client; Credit Risk; Information Asymmetry; External Control;
- 【文献出处】 武汉科技学院学报 ,Journal of Wuhan Textile S.n.T. Institute , 编辑部邮箱 ,2004年01期
- 【分类号】F832.4
- 【下载频次】60