【摘要】 根据成都市补充医疗保险实施的现状,对其4种补充医疗保险办法分别建立了需求模型。结果显示:对于补充医疗保险的需求不仅取决于其属性即其所覆盖的医疗费用风险损失及其发生概率以及价格,而且也取决于职工本人的社会经济特征及其保险意识。4种补充医疗保险办法的平均价格弹性在-4.67--18.70之间。补充医疗保险的完善和发展应充分考虑到补充医疗保险方案的本质属性。更多还原

【Abstract】 According to the current situation of supplementary health insurance in Chengdu, the demand functions were established for four supplementary plans respectively. The results showed that the demand for supplementary health insurance depended not only on medical expenditure risk loss covered, the probability of the risk occurring and insurance price, but also on individual socio-economic characteristics and insurance consciousness. The average price elasticities ranged from - 4. 64 to - 18. 70. The attributes of supplementary health plans should be considered in the development of supplementary health insur-更多还原