【摘要】 X效率理论认为若企业内部生产效率未被完全挖掘则可能产生X非效率。本文运用X效率理论,分析得出我国国 有商业银行存在着较高的X非效率,并可通过采取建立对所有代理人的激励-约束机制、建立银行家市场以及加强银行人员 的成本管理等措施加强内部管理从而降低X非效率。更多还原

【Abstract】 The theory of X-efficiency holds that the X-inefficiency will emerge if the internal efficiency of enterprise is not completely dug out. With the use of the very theory, this paper draws the conclusion that there exists much X-inefficiency in the State-owned commercial banks and should establish sound incentive and restriction mechanismi bankers market as well as strength the cost management for the banks personnel so as to reduce the existing X-inefficiency.更多还原