【摘要】 提出了一种新型的高效微支付方案 ,通过采用不同面值的多PayWord链进行支付来提高系统的计算和通信效率 .方案遵循按次计费的原则 ,消除了商家和消费者进行欺诈行为的商业动机 ,并能够有效地防止电子现金的伪造和超支花费 .与其他微支付方案相比 ,由于本系统完全没有使用公开密钥算法 ,因而效率大大提高 ,此外还能够保证敏感支付信息的安全和消费者的隐私权 .更多还原

【Abstract】 A scheme for micro-payment allowing consumers to make payment by using different denominations of multi-payword chains was proposed to make the system more efficient in computation and communication cost. The scheme followed the pay-per-view principle, removing the financial incentive to cheat and resisting against forgery and over-spending. Compared with other micro-payment schemes, the system improved its efficiency with no public-key operation required. The scheme can guarantee sensitive payment information and user′s privacy.更多还原