【摘要】 我国现行的银行融资制度能有效地动员储蓄 ,但在向资本转化方面存在着诸多障碍。与财政融资对实体经济的促进作用不断增强相比 ,无论是金融中介还是金融市场对实体经济的促进都有逐渐弱化的趋势 ,虚拟经济与实体经济正日渐脱离 ;同时 ,还存在着地区间和企业间资源的逆配置、企业运营效率偏低、资本运用效率总体偏低等问题。更多还原

【Abstract】 China’s current banking financing system can effectively mobilize savings, but has many handicaps in alteration to capital. Compared with the increasingly enhanced promotion impact of fiscal financing upon physical economy, there is increasingly weaker trend in promotion impact of whether financial intermediaries or of financial market. Virtual and physical economies are in gradual departure. Meanwhile, there are problems such as reverse resource allocation between regions and businesses, low efficiency of business operation, capital exploitation efficiency low in a whole, etc.更多还原