【摘要】 震动银行业界的南京爱立信事件,引起了人们对国内很多人来说仍十分陌生的保理业务的关注。文章对保理业务进行了介绍并着重分析了商业银行在保理业务中面临的内部信用风险和外部信用风险,并就如何防范商业银行在保理业务中的信用风险提出了四点对策:严格审查保理业务各当事人的资信状况;严格审查保理业务相关的各个协议;完善保理业务法律体系;提高、完善我国的商业信用环境质量。更多还原

【Abstract】 The "Nanjing Ericsson affair" that shocked the banking industry, has absorbed many people’s attention to the factoring service that seems still very strange to them. This thesis introduces the factoring service in brief and emphasizes on the analysis of the internal and external credit risks of the factoring service that commercial bank faces, and put forward four countermeasures: strictly examine the capital credit status of the parties in factoring service; strictly examine the related contracts; perfect the factoring law system; improve and perfect the quality of the commercial credit environment.更多还原