【摘要】 存款是商业银行主要的资金来源 ,是其业务经营的基础 ,在整个资金来源中大约占 70 %以上。但存款市场是一个信息不对称的市场 ,这种信息不对称会导致挤兑风潮 ,并由于传染效应会导致整个银行体系的崩溃。文章主要从存款市场上信息不对称的不利影响的分析入手 ,提出降低信息不对称不利影响的措施更多还原

【Abstract】 Deposit is the main source of the funds of Commercial Bank,occupying about 70% of the whole,and is the base of its business.However,deposit market is the one of information asymmetry,which probably brings about an agitation of running on a bank,and ultimately result in the collapse of the whole bank system because of infections reaction.This article analyzes the unfavorable influences of information asymmetry on deposit market and proposes countermeasures to eliminate them.更多还原