【摘要】 西部地区银行利率风险管理的外部制约因素主要有经济发展水平和金融业发展水平。西部地区的经济发展比较缓慢,制约了金融业的发展,制约了银行利率风险管理的能力;西部地区银行业整体实力和竞争程度比较低,金融市场不发达,银行业对外开放力度比较小,限制了西部地区银行业应对利率风险的能力。促进西部地区的经济发展,增强西部金融业的整体实力,才能从根本上控制西部地区商业银行的利率风险。更多还原

【Abstract】 The interest rate risk of the commercial bank in the west of China will increase because of the interest rate reform. Firstly, the development of the economy of the west China is slower than that of the east China and it limits the development of the finance in the west China. Secondly, the development of the commercial bank in the west China is slower than that of east China.更多还原