【摘要】 个人住房贷款因具有良好的收益性而成为各商业银行竞相进入的领域 ,但同时也存在较大的市场风险。必须创新利率风险防范工具 ,规范相关利益主体经济行为 ,实现个人住房贷款证券化 ,建立住房金融保险体系。更多还原

【Abstract】 Because of the good profits of personal housing loan, all commercial banks step into this field, but it also has market risk. We should create the means to guard the risk, standardize economic behavior of relative interests, and establish financial insurance system for it.更多还原